Real Estate Information

Are you ready to have a ton of Supervowl fun this weekend? Albuquerque is host to a number of Superbowl parties, as well as a circus! Check out these events below and have a great time in Albuquerque his weekend!

Super Bowl LVIII Watch Party

Sun, Feb 11, 10:30 PM – Mon, Feb 12, 3:30 AM
9800 Montgomery Blvd NE UNIT 7, Albuquerque, NM

Come join us to watch Super Bowl LVIII on our 70” full bar surround sound and multiple view points on all our TVs. BYOFD (Bring Your Own Favorite Dish). Additional Game Day Appetizers will be provided. Family-Friendly and Pet-Friendly event.

Super Bowl Party

Sun, Feb 11, 4:00 – 8:30 PM
Solo Club Inc
2500 Candelaria Rd NE, Albuquerque, NM

The doors will open at 3:30 and there's no door fee! Watch on a new 75" TV and two other TVs around. We will be serving Sloppy Joe's. You can get one Sloppy Joe and a bag of chips for $3 or two sloppy Joe's and chips for $5. Sounds pretty good to me. You are also welcome to bring any type of finger food. There is a bar, so no outside beverages of any kind. There may be prizes. Dress with your favorite team colors, as a cheerleader, or any mascot outfit. So come on out for an affordable and fun time. The Solo Club is a privet singles club for folks 21 and over, membership information provided upon request.

Revel's Super Sunday Tailgate

Sun, Feb 11, 1 PM
Perico's Taco's & Burritos at Revel Entertainment Center
4720 Alexander Blvd NE, Albuquerque, NM

Revel Entertainment presents Revel's Super Sunday Tailgate on Sunday, February 11 2024 at 1:00pm, Revel Entertainment, Albuquerque, NM.

Jordan World Circus

Sat, Feb 10, 11:30 AM – 1:00 PM
Tingley Coliseum
300 San Pedro Dr NE, Albuquerque, NM

Appearing Indoors, Outdoors or Under Our Big Top!

The JORDAN WORLD CIRCUS, one of North America’s premier traveling circuses, is owned and produced by Jody and Melanie Jordan of Las Vegas, Nevada. Hailing from a long background of aerialists and circus performers, Jordan brings a unique talent to the circus management field.

His exciting two hour shows are presented on annual tours from coast to coast and border to border by local Shrine Centers and Clubs, police and fire associations, civic clubs and organizations, merchant associations, local presenters and venues, and fairs, festivals, parks and the like.

HOT ALBUQUERQUE LISTING OF THE WEEK

19 Matterhorn Drive, Cedar Crest, NM 87008

This is your opportunity to make this one your own creative vision. Enjoy country living while still having the convenience of 12 minutes to Downtown. NEW well, NEW 200 amp electrical box and wiring, In-phase 8Q Plus solar and alternate energy hookups battery and propane generator ready if needed. Backup reservoir tank and pump 2500 gallons in case of blackout and cloudy days with no electricity. With fruit trees and gardens, wrap-around sprinkler system, top 1/3 acre nature trail and views for days, this is incredible outdoor living. Inside features 4 BR on main, upper level and downstairs showcases a separate apartment or in-law unit with 2 bedrooms, bathroom and kitchenette. HUGE fireplace, Oversized living room and playroom PLUS Mini-Split System Cooling ready for hookup and included.REQUEST MORE INFORMATION

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!

Appliances play an essential role in our daily lives. When they break down, it can cause major disruption and expense. While professional repairs are often costly and time-consuming to schedule, many common appliance issues can be fixed by homeowners themselves in just minutes. With a bit of knowledge and elbow grease, Albuquerque homeowners can perform simple repairs on five common problems. More complex issues should be left to appliance repair experts.

Replace the Thermostat in The Dryer

If your dryer fails to heat up, the thermostat is likely faulty since these commonly malfunction. Replacing the thermostat yourself with a new one purchased for under $80 at a hardware store will save substantially on repairs, typically around $180. Consult your dryer manual to find the thermostat and buy the right replacement model.

Clear the Drain in the Dishwasher

If your dishwasher is no longer draining, the drain is likely clogged. You can unclog it yourself in minutes using a shop vac. Simply disconnect the drain hose and insert the shop vac's hose into the drain opening. Run the shop vac for a few minutes to clear the clog, then reconnect the drain and try the dishwasher again. This quick fix can save you the cost and hassle of a professional repair.

Replace the Fan in the Freezer

If the freezer is not staying cold, the likely cause is a faulty freezer fan. The fan circulates cold air throughout the freezer, so if it fails, the cold air cannot reach all areas. Replacing the fan is an easy fix - a new one costs around $85 at your local hardware store. With just a screwdriver, you can replace the fan in minutes. Simply remove the cover, unscrew and disconnect the old fan, then install the new one.

Clean Coils in the Refrigerator

If the fridge is not staying as cool as it should, it’s probably because the coils are dirty. These are located under or behind the fridge, and are a collection place for a lot of debris, dust, and pet hair. When the dirt builds up, the coils end up freezing, rather than cooling what’s inside. To clean them, just unplug the fridge, slide it out and go around the back to where you can see the coils. You can use a vacuum, a duster, or a cloth and get them clean. Then just put your fridge back in place, plug it back in, and give it an hour to get back down to its normal temperature.

Unclog the Burner in the Gas Stove

If your gas stove won't light or emit a gas smell, don't panic. This minor issue is often an easy fix. First check that the electricity and gas supply are working. If they're fine, the burner is likely clogged. Shut off the gas, then scrub the burner head thoroughly with a small brush and cleanser to remove any debris. Once cleaned, turn the gas back on and ignite the burner. The stove should now light properly.

When to Call a Pro

Though you can make some repairs yourself without issue, certain fixes require calling in professional help.

Repair the Icemaker Broken on the Fridge

If your icemaker suddenly stops working but is still connected to the water supply, the issue is likely a faulty compressor, which can cost up to $300 to repair depending on the brand. Since replacing the compressor involves extensive work on the refrigerator itself, it's best to call a professional repair technician to properly diagnose and fix the issue. Attempting compressor repairs without expertise risks further damage and the possible need for a full refrigerator replacement, so don't try to DIY this repair.

Repair the Microwave

Microwaves are complex appliances that can be dangerous to repair yourself, so it's best to call a professional for any issue, no matter how minor it may seem. Attempting a DIY fix risks radiation leaks or other hazards, whereas experts have the knowledge and tools to safely diagnose and resolve any problem.

Take Care of Your Appliances

With simple fixes, you can often avoid costly repairs. Know when a do-it-yourself approach will suffice and when you need a professional to keep things running smoothly.

HOT ALBUQUERQUE LISTING OF THE WEEK

19 Matterhorn Drive, Cedar Crest, NM 87008

This is your opportunity to make this one your own creative vision. Enjoy country living while still having the convenience of 12 minutes to Downtown. NEW well, NEW 200 amp electrical box and wiring, In-phase 8Q Plus solar and alternate energy hookups battery and propane generator ready if needed. Backup reservoir tank and pump 2500 gallons in case of blackout and cloudy days with no electricity. With fruit trees and gardens, wrap-around sprinkler system, top 1/3 acre nature trail and views for days, this is incredible outdoor living. Inside features 4 BR on main, upper level and downstairs showcases a separate apartment or in-law unit with 2 bedrooms, bathroom and kitchenette. HUGE fireplace, Oversized living room and playroom PLUS Mini-Split System Cooling ready for hookup and included.REQUEST MORE INFORMATION

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!

Going through bankruptcy can be an emotionally difficult experience with lasting financial repercussions, including damage to your credit score and report. While bankruptcy eliminates or reduces debts, this relief comes at the cost of making it harder to obtain credit in the future.

Does that mean you can't buy a home after filing? No. Even though it's possible, buying a home in Albuquerque after bankruptcy will require careful planning, preparation, and patience.

How Long Until You Can Buy a Home?

One big question a lot of people have is how long after bankruptcy can they buy a home?

To get a mortgage, you must have discharged your bankruptcy. Discharging bankruptcy means a court has released you from legal responsibility for certain debts, preventing creditors from pursuing collection on the debts removed through the discharge.

A discharge of debts is one part of bankruptcy, but it does not signal the end of the bankruptcy process. However, lenders will want to see proof of discharge before approving you for a new home loan. Typically, a bankruptcy case is closed soon after the court grants the discharge.

What Does Your Credit Report Look Like?

After bankruptcy, monitor your credit report closely because filings may remain for up to 10 years. Despite misconceptions, you may qualify for a new mortgage before that time, so check your report for accuracy, especially regarding any discharged or repaid debts if you plan to apply.

After declaring bankruptcy, focus on rebuilding your credit by ensuring there is no outdated or inaccurate information on your credit report. To qualify for a mortgage after bankruptcy, you must demonstrate to lenders that you are financially prepared and not too much of a risk.

After your bankruptcy, your available credit will likely be limited. Begin rebuilding your credit by using a secured credit card or small installment loan. Make sure to make your monthly payments on time and in full.

The length of time a bankruptcy remains on your credit report depends on the chapter you file. A Chapter 7 bankruptcy typically stays on your credit report for up to 10 years after filing. A Chapter 13 bankruptcy, which involves a court-approved repayment plan, usually drops off your credit report after 7 years. Although a bankruptcy may still appear on your credit report, its impact diminishes over time as you rebuild your credit by making on-time payments and keeping credit balances low.

How Long Should You Wait?

After filing for bankruptcy, waiting at least two years before applying for a mortgage allows time to significantly rebuild your credit. With improved credit, you become more likely to qualify for a mortgage and secure better terms. Even a small reduction in your interest rate can substantially lower your monthly payments and total loan costs.

Government-Backed Loans

If you have declared bankruptcy in the past or have limited funds for a down payment, FHA or VA loans may be options to consider.

The FHA does not directly issue loans but provides insurance for loans made by private lenders to first-time homebuyers and buyers with lower credit scores, thereby reducing the lenders' risk.

There is a waiting period before the FHA will consider you for a mortgage after bankruptcy. Specifically, the FHA requires a 2-year waiting period after a Chapter 7 discharge, and a 1-year waiting period after a Chapter 13 discharge, provided you made your bankruptcy payments on time. If you want to buy a home while still in Chapter 13 bankruptcy, you'll need permission from the court to take on the new mortgage debt.

The Department of Veteran’s Affairs backs VA loans, which are available to certain veterans, service members, and some spouses. However, VA loans require a two-year waiting period after a Chapter 7 bankruptcy discharge, and borrowers must meet minimum credit score requirements.

In contrast, those considering a conventional loan may need to wait 24 to 48 months after a Chapter 7 discharge before qualifying. For a Chapter 13 bankruptcy, most lenders require a 24-month waiting period following discharge.

HOT ALBUQUERQUE LISTING OF THE WEEK

2904 El Tesoro Escondido NW, Albuquerque, NM 87120

LUXURIOUS yet AFFORDABLE home on the golf course with amazing mountain views! This is a true GEM! Enjoy stunning morning sunrises while you peacefully watch the geese & cranes soar above. Light & bright with high ceilings & clerestory windows. Too many upgrades to list: NEW: HVAC, stucco, windows, cordless lift blinds with remote controls, LVP flooring, electrical rewire with 200 volt service & a completely REMODELED KITCHEN with custom-made cabinets, butcher block counters, & new appliances! Marble counters & a modern vanity in the primary bath, solid granite counter and tub in spare bath. Two big bedrooms & a bonus/office/workout room. Wrought iron courtyard security door with ring doorbell. W/D included! Great location with easy access to I-40; lots of conveniences and shopping nearby.

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!

If you're looking to buy or sell a home in Albuquerque, there are clearly many options when it comes to who you work with. But when you take even a brief look at what The Sandi Pressley Team has to offer, the choice becomes clear.

Sandi Pressley has been the top Albuquerque Real Estate Agent at Coldwell Banker for 37 consecutive years. With over 44 years of experience, Sandi has assisted over 12,782 families in buying and selling homes in New Mexico!

But what do her clients have to say? Quite a lot! Sandi and her team have had hundreds of positive reviews over the years, and they just keep coming. Here are a few recent comments.

"Tori guided me through the process of purchasing my first home. She was always available to answer questions and view homes. She negotiated a deal on my current home, beating out the competition. She is an excellent communicator and provided much needed knowledge of the Santa Fe housing market. Highly recommend working with Tori!" - 12/2/2023 - Elyse Grant

"Tori was fantastic when assisting us in the house hunt and purchasing of our very first home. Our schedule was not easy to work with, yet Tori always made the time for us and every meeting with her she made us feel so important. Tori is a true expert in her field as well as the geographical location in which she works. We ended up finding out dream home and I am still flabbergasted to be sitting in this beautiful space right now as I write this review. Tori was a ray of sunshine during a stressful time for our family and we cannot thank her enough for her positive energy and professionalism." - 10/18/2023 - AmandaBillington

"I wanted to work with a top agent, and that was exactly what I got! The Sandi Pressley team was absolutely amazing. I have had many previous transactions with other agents and I’ve never had such a good experience before. When complications arose with the buyer, Sandi expertly fought for my best interest and negotiated a successful resolution. As a residential loan officer, I work with a lot of agents in the real estate industry and have processed 100s of transactions over my 20+ year career and I’ve never worked with such a well organized, professional and smooth running team that absolutely gives 100% effort to customer satisfaction. I would highly recommend Sandi Pressley and her team to any buyer or seller wanting to have a phenomenal experience." - 7/6/2023 - Vanessa A2023

"Sandi Pressley is not only NM's Real Estate Genius, but # 1 in many other ways as well. She is hugely successful due to multiple gifts, personal and professional acumen. She has incredible Joy, Exuberance, and Sparkle, she is happy and positive from beginning to end---even beyond closing! She has encyclopedic knowledge and memory of the plethora of real estate laws, regulations,, twists, and turns--which, when coupled with her instant recall, analysis, and pro-active swift decision-making skills--these place her in rarified company. She is thoughtful, a generous Philanthropist, a person of impeccable character and standards. Another sterling quality is the sincere high priority she has for her clients, she places their benefit as hers to guide, defend, and protect. This she gives freely and lovingly--behind professional acuity. We were and are fortunate, blessed, and grateful for Sandi Pressley's superb skills as she sold our real estate. She sold one above price another at full price--and best of all: BEFORE noon on the very first day they were on the market in a difficult-to sell-location She and her high quality team are remarkable in every way. Highest possible ratings!!!" - 3/23/2023 - floydvszqz

Want to read more about what The Sanid Pressley Team have done for thier happy clients over the years? Check out more reviews on our website. And then pick up the phone and give us a call at 505-263-2173. We can't wait to make you our next success story!

HOT ALBUQUERQUE LISTING OF THE WEEK

2904 El Tesoro Escondido NW, Albuquerque, NM 87120

LUXURIOUS yet AFFORDABLE home on the golf course with amazing mountain views! This is a true GEM! Enjoy stunning morning sunrises while you peacefully watch the geese & cranes soar above. Light & bright with high ceilings & clerestory windows. Too many upgrades to list: NEW: HVAC, stucco, windows, cordless lift blinds with remote controls, LVP flooring, electrical rewire with 200 volt service & a completely REMODELED KITCHEN with custom-made cabinets, butcher block counters, & new appliances! Marble counters & a modern vanity in the primary bath, solid granite counter and tub in spare bath. Two big bedrooms & a bonus/office/workout room. Wrought iron courtyard security door with ring doorbell. W/D included! Great location with easy access to I-40; lots of conveniences and shopping nearby.

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!

Just listed! Whether you're looking for the ideal first home in Albuquerque, or you want to upgrade to a larger home, these listings have everything you're looking for! Both offer amazing views and great locations, along with tons of features.

Contact the Sandi Pressley Team today for your exclusive showing. You can also check out all of our listings on our Featured Listings page.

Discover the perfect place to call home! You will be immediately greeted by the Sandia Mountains with picturesque views out of the office, living, kitchen, dining room and primary bdrm. This home has unobstructed views, an attached studio Casita equipped with: a full kitchen, 3/4 bath and ample closet space, perfect for a mother-in-law, Airbnb or rental and has a private entrance. The main home has 3 bd, 4 baths. 1 office is fully furnished with a custom wrap-around desk and a separate wine room or 2nd office. In 2014 the home was fully renovated; new roof, stucco, HVAC and the added sf of the casita. This home also has PAID SOLAR! There is a huge rooftop patio with gorgeous views, great for entertaining!!

Learn More!

2904 El Tesoro Escondido NW, Albuquerque, NM 87120

LUXURIOUS yet AFFORDABLE home on the golf course with amazing mountain views! This is a true GEM! Enjoy stunning morning sunrises while you peacefully watch the geese & cranes soar above. Light & bright with high ceilings & clerestory windows. Too many upgrades to list: NEW: HVAC, stucco, windows, cordless lift blinds with remote controls, LVP flooring, electrical rewire with 200 volt service & a completely REMODELED KITCHEN with custom-made cabinets, butcher block counters, & new appliances! Marble counters & a modern vanity in the primary bath, solid granite counter and tub in spare bath. Two big bedrooms & a bonus/office/workout room. Wrought iron courtyard security door with ring doorbell. W/D included! Great location with easy access to I-40; lots of conveniences and shopping nearby.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Buying a home is a complex process that requires careful preparation. Months before you begin your search, take steps to get ready. This article outlines the key steps for successfully purchasing your dream home in Albuquerque. Starting early and planning thoroughly are essential keys to success.

First step in buying a house: pre-approval

Before purchasing a home in Albuquerque, you should get pre-approved for a mortgage. Pre-approval reveals your maximum affordable price range based on factors like your debt-to-income ratio, annual income, and credit score. Lenders usually require a minimum credit score of 620 for mortgage approval. If your credit score is below 620, it's best to wait, improve your credit, and get pre-approved later when you are in a better financial position to buy a home.

A lender will also ask for two years of W-2s to review your net income history, which is a key factor in mortgage approval. Additionally, avoid taking out large loans or closing bank accounts right before applying, as that may hurt your chances of getting approved. Once the lender has reviewed your income, debts, and assets, they can provide a pre-approval letter.

To find a lender, you have a few options: you can do some quick online research to find options, go to your own bank since they already know you well, or ask a local Albuquerque real estate agent for a recommendation, as they often have connections with lenders. Once you have contacted a lender, you can move on to the next step in the home buying process.

Choosing the right real estate agent

When finding the ideal home for sale in Albuquerque, choosing an experienced real estate agent like Sandi Pressley is crucial for making the process easier. Sandi and her team will guide you through the entire process, from finding a home to moving in. You can count on the Sandi Pressley team to make buying your first home a complete success. You can check out what all of her happy clients have said about working with the team.

When your offer gets accepted

Once your offer is accepted, you must make a good-faith deposit, separate from the down payment you provide to your lender. If this is your first time purchasing a home, consult with your lender about a Federal Housing Administration (FHA) loan, which allows you to finance a home with a down payment of just 1% to 3% of the purchase price after making the good-faith deposit.

Getting an inspection before closing is typically the next step in the home buying process, and most lenders require one.

Making it to the settlement

Once your offer is accepted, inspections and mortgage approvals will begin. Expect 40+ days for inspections, loan processing, and setting a closing date. This can be stressful, but an experienced agent and lender can make the process go more smoothly. Follow their guidance closely to ensure you can move into your dream home without issues.

If you want to learn more about how The Sandi Pressley Team can help make your home buyind dream a reality, contact us today!

HOT ALBUQUERQUE LISTING OF THE WEEK

2316 Agua Fria Drive NE, Rio Rancho, NM 87144

Discover the perfect place to call home! You will be immediately greeted by the Sandia Mountains with picturesque views out of the office, living, kitchen, dining room and primary bdrm. This home has unobstructed views, an attached studio Casita equipped with: a full kitchen, 3/4 bath and ample closet space, perfect for a mother-in-law, Airbnb or rental and has a private entrance. The main home has 3 bd, 4 baths. 1 office is fully furnished with a custom wrap-around desk and a separate wine room or 2nd office. In 2014 the home was fully renovated; new roof, stucco, HVAC and the added sf of the casita. This home also has PAID SOLAR! There is a huge rooftop patio with gorgeous views, great for entertaining!!

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!

The security of a new home in Albuquerque goes beyond physical barriers. While homeowners prioritize visible precautions like sturdy locks and security cameras to establish safety, they often neglect cybersecurity measures that safeguard the home network. However, failing to secure the digital entry points into a home can leave it vulnerable to intrusion. Just as strong locks deter physical intruders, proactive cybersecurity deters hackers from exploiting weaknesses and gaining access. A truly secure home requires protection for both the physical property and the digital one.

To better secure your home network and protect your personal information, take these key steps: Change the default Wi-Fi name and password, keep your router software updated, disable SSID broadcasting, and implement additional practices like using a firewall, encrypting data, and enabling two-factor authentication. Taking these precautions will prevent unauthorized access, stop hackers from stealing private data for financial gain, and strengthen the overall cybersecurity of your home network.

Risks of having an unprotected home network

Your home network is vulnerable to cyberthreats like data theft, identity theft, and malware without proper cybersecurity. Any device on your network could be compromised. The growing Internet of Things (IoT), with connected devices like smart TVs, thermostats, and refrigerators, introduces new risks. The biggest is the lack of encryption—if an attacker accessed the network, they could steal credentials and data sent to and from devices.

New homeowners must implement key security measures to protect their home network from cyberthreats. The best practices include:

1. Getting a VPN

A Virtual Private Network (VPN) is an excellent way to protect your smart devices by encrypting your internet traffic and hiding your IP address. This prevents unauthorized access to your connection by hackers, software, and web browsers. Most VPN providers are easy to set up on routers or offer DNS features that allow installation on devices that don't natively support VPNs, like smart TVs and game consoles. A key benefit of a VPN is the ability to virtually relocate to other countries, granting access to region-restricted content. For budget-conscious users, an affordable monthly VPN subscription makes this essential cybersecurity tool very accessible, providing reliable protection without being costly.

2. Changing the default passwords on all your smart devices

Keeping the default passwords on your internet-connected devices poses a major security threat. Hackers can take control of your smart devices by gaining unauthorized access and stealing private data or using them for illegal activities like botnets. Botnets are networks of infected devices that hackers control to steal information, distribute spam, or launch cyberattacks. Consequently, changing the default passwords on all your smart gadgets is essential to improve your home's cybersecurity.

3. Installing antivirus software

Antivirus software provides crucial protection by detecting and eliminating malicious viruses like malware and spyware that infiltrate devices. Viruses can enter through email attachments, downloaded apps, web links in texts, or online ads. Once activated, malware damages system data, steals confidential information, spies on system resources, and slows performance. Antivirus software blocks and removes viruses and malware while warning users about dangerous websites, apps, attachments, and links. Installing antivirus software helps secure home networks and smart devices from cyberthreats.

With cyber-attacks on the rise each year, it is crucial for new Albuquerque homeowners to implement cybersecurity practices that protect their homes from threats. Simple yet effective measures like using a VPN, changing default passwords on smart devices, and installing antivirus software can help homeowners establish a sense of safety and cyber defense in their homes.

HOT ALBUQUERQUE LISTING OF THE WEEK

1526 Vassar Drive NE, Albuquerque, NM 87106

Welcome home to this precious house in the heart of the UNM corridor! Charming wood floors lead the way to the open living room plus light and bright kitchen featuring eat-in space and gas range. Featuring FOUR Bedrooms, this one has room for everything. 4th Bedroom also showcases a separate outdoor entrance for potential Air BnB use. Newer TPO Roof (2020) and Electrical Panel Upgrade (2021)...plus a HUGE yard situated on almost 1/4 acre ready for your ideas and projects. Enjoy the convenience of both an attached garage and a U-shaped driveway all while being close to UNM, Green Jeans and the new Whole Foods. Come see this today!

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!

Just listed! Check out our open house on 5300 Beebe Street NE, Albuquerque, NM 87111! These outstanding properties have just hit the market, so make sure you check them out before they sell.

Contact the Sandi Pressley Team today for your exclusive showing. You can also check out all of our listings on our Featured Listings page.

Wonderful brick home,, on an amazing corner lot, with backyard access, rv pad, brand new Water Heater, newer Hi Efficiency furnace, roof in 2020. Newer windows, sola tube, security wrought iron, new new faucets, toilets. 2 living areas, views, minutes to shopping restaurants.

Learn More!

1526 Vassar Drive NE, Albuquerque, NM 87106

Welcome home to this precious house in the heart of the UNM corridor! Charming wood floors lead the way to the open living room plus light and bright kitchen featuring eat-in space and gas range. Featuring FOUR Bedrooms, this one has room for everything. 4th Bedroom also showcases a separate outdoor entrance for potential Air BnB use. Newer TPO Roof (2020) and Electrical Panel Upgrade (2021)...plus a HUGE yard situated on almost 1/4 acre ready for your ideas and projects. Enjoy the convenience of both an attached garage and a U-shaped driveway all while being close to UNM, Green Jeans and the new Whole Foods. Come see this today!

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

"You know what I love about fitness? I love fitness whole pizza in my mouth."

This old, eye-roll inducing joke still gets a laugh, even if only for the kernel of truth at its core. What makes it even more poignant: The weekend has arrived, and though you may have lofty plans to hit the gym daily or go on long hikes (or both!), you're probably more inclined to settle in with a pizza. Sound familiar?

Doing that cleaning you've been putting off can actually burn calories, so go ahead and enjoy some pie guilt-free - no need to feel bad about skipping the gym.

"Does housework count as a workout? The answer: Yes! There's a reason they call it housework," said Fitness Magazine. "You can burn serious calories during a marathon cleaning session."

This weekend, tackle these home cleaning tasks - with one home renovation project and two weekend chores added - while remembering to prioritize each activity based on your personal preferences and schedule.

Calorie estimates assume a 150-pound person. Adjust up or down by 20% for lighter or heavier weights. For example, vacuuming burns about 200 calories for a 150-pound person. So a 120-pound person would burn around 160 calories, while a 180-pound person would burn about 240 calories.

Vacuuming: According to Shape, vacuuming could help you reach your daily goal of 10,000 steps, depending on the size of your home. In just 30 minutes of vacuuming, you could burn around 119 calories.

Mopping: Your floors probably need it, and the best news is that this task will burn about 150 calories in an hour!

Cleaning the bathroom: We hope your bathroom cleaning does not take an hour, but you could clean three bathrooms in that time, burning 180 calories—enough for a sweet treat after dinner!

Scrubbing the tub: Scrubbing away stubborn soap scum in the bathtub for 15 minutes provides a great arm workout and can burn over 90 calories, making this unpleasant chore more motivating.

Gardening: Spending an hour in the yard cleaning up flower beds or preparing the space for cooler weather ahead can burn about 250 calories. All the bending, kneeling, and leaning involved in yard work provides a great calorie-burning workout.

Get the windows sparkling clean: Health stated that washing the inside and outside of your windows for 30 minutes burns around 100 calories.

Painting the walls: Add a splash of color to your home this weekend by painting for an hour - you'll burn approximately 270 calories in the process.

Grocery shopping: Considering a one-hour grocery store trip can burn 350 calories, you may want to rethink having your groceries delivered or using the market's pre-order/load up service.

So there you go! You can have a clean house and improved health by following these tips.

HOT ALBUQUERQUE LISTING OF THE WEEK

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Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

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Homeowners who bought a home in Albuquerque after December 15, 2017 can deduct interest paid on the first $750,000 of their mortgage when itemizing their tax return. Other homeowners can deduct interest on the first $1 million of mortgage debt.

The following is a guide to what to know about the mortgage interest deduction and how it works.

The Basics

The mortgage interest deduction allows homeowners to reduce their taxable income by the amount paid in mortgage interest over the year. Homeowners with a mortgage can lower their tax bill if they keep records of interest paid. In general, interest on the first $1 million of a mortgage for a primary or secondary residence can be deducted. However, for homes purchased after December 15, 2017, the deduction applies only to the first $750,000 of mortgage debt.

What Qualifies?

If you’re deducting mortgage interest for your primary home, typically, the following will count:

• Your property can be a mobile home, house, apartment, condo, co-op, house trailer, or even a houseboat
• Your home has to be the loan’s collateral.
• The home needs to have sleeping, toilet, and cooking facilities.
• If you get a housing allowance from the military or through the ministry that’s not taxable, you can still deduct the interest for a mortgage.
• A mortgage you get to buy out the other half of your home in a divorce also counts.

If you have a mortgage on a second home, the following will qualify you:

• You don’t need to use the home throughout the year
• The house has to be the loan’s collateral
• If you rent out your second home, you need to be there for the longer of at least 14 days or over 10% of the number of days you rented it out

Points are prepaid interest you can get on a loan. You can deduct your points gradually through the life of your loan, or if you meet certain requirements, you can deduct them at the same time. The eight requirements you have to meet to deduct your points all at once include:

• The mortgage has to be for your primary home
• It’s an established practice to pay points in your area
• Your points can’t be abnormally high
• Your points aren’t for closing costs
• The down payment you make is higher than your points
• The points are calculated as a percentage of your loan
• The points are on your settlement statement
• You use a cash method of accounting on your taxes

If you paid a late fee that was not for a specific service related to your mortgage loan, you can deduct it. You can also deduct any prepayment penalty you incurred for paying your mortgage early as interest.

If you take out a home equity loan and use the money to buy, substantially renovate, or construct a home, the interest is tax deductible. However, if you use the loan for expenses unrelated to your home, the interest cannot be deducted.

What’s Not Deductible?

Most extra principal payments on your mortgage, homeowners' insurance, title insurance, and settlement costs are not deductible. Down payments, earnest money, deposits you forfeit, and interest on reverse mortgages are also non-deductible.

To claim a mortgage interest deduction, first look for Form 1098, which your lender will send in January or early February. This form details your total mortgage interest and points paid for the year, and your lender also sends a copy to the IRS. You will receive a Form 1098 if you paid at least $600 in mortgage interest, including points, during the tax year.

When you file your taxes, itemizing deductions is necessary if you want to claim more than the standard deduction.

Itemizing your taxes takes more time, but if your standard deduction is less than your total itemized deductions, you should itemize to lower your tax bill. Use Schedule A to calculate your itemized deductions. Tax software can also guide you through the itemization process.

HOT ALBUQUERQUE LISTING OF THE WEEK

Beautiful Home located in the highly desirable gated community of Sara's Meadow! Featuring a bright & open floorplan, cozy fireplace in great room that opens to the adjoining breakfast nook & kitchen with double sliding doors & picture window providing abundant natural light. All kitchen appliances, washer & dryer convey! Primary Suite suite offers a separate slider door for backyard access; ensuite with soaking tub/shower combo & ample walk-in closet. Separate living area can be used for hobbies, exercise space, TV room, etc. Second bedroom has its own walk out patio. Ceramic tile thru-out except bedrooms, raised ceilings, custom window coverings, & more. Wagner heating & cooling system & water heater approximately 2 yrs old. Low maintenance yards. Close to trails, shops, & restaurants!

Learn More!

Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Get your Morning Inspiration with the Sandi Pressley Team!